Dental Benefits

Technology Software Dental Benefits Benchmarks

Real dental plan data from verified employers in your industry

Verified Data
271Employers
320Plans
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Dental benchmarks

Technology Software Employee Benefits Overview

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 271 technology software employers offering 320 verified benefit plans. DPPO plans dominate, offered by 96% of employers. Fully-Insured funding is the predominant model, used by 82% of industry employers. Most employers offer one plan to employees (57%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

Full Benchmark Report

Technology Software plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$34
$53
$70
$5352Bal
Family Deductible
$84
$150
$191
$15052Bal
Annual Maximum
$1,218
$1,971
$2,442
$1,97152Bal
Ortho Lifetime Maximum
$1,078
$1,427
$1,898
$1,42752Bal
Preventive Coverage
84%
89%
98%
89%52Bal
Basic Coverage
72%
75%
79%
75%52Bal
Major Coverage
51%
55%
60%
55%52Bal

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Real plan-design and cost benchmarks for technology software, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO96%
DMO4%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured82%
Self-Insured14%
Level-Funded4%

Plans Offered

% of employers by plan count

VERIFIED
One Plan57%
Two Plans37%
Three or More Plans6%

Technology Software Benefits Landscape

Industry trends and benchmarking considerations

Software and technology companies compete intensely for engineering and product talent, which drives benefits strategy. Our benchmarking data shows tech employers tend to favor PPO and HDHP plan designs, with a higher-than-average rate of self-funding among larger companies. Employee contribution strategies in this sector often emphasize lower out-of-pocket costs for employees, particularly for individual coverage, as part of the overall compensation package.

Key Trends

HDHP Adoption with HSA

Tech employers increasingly offer HDHP options paired with employer HSA contributions. Our data shows this combination is more prevalent in tech than most other industries.

Richer Plan Designs

Compared to national averages, software companies typically offer lower deductibles and out-of-pocket maximums, reflecting the competitive talent market.

Higher Employer Contributions

Tech employers generally cover a larger percentage of premium costs, particularly for employee-only coverage, with some covering 90%+ of individual premiums.

Benchmarking Considerations

When benchmarking against tech industry standards, consider company size. Well-funded startups and public tech companies often offer richer plan designs than bootstrapped or early-stage companies. Use state filters to compare against regional competitors.

Frequently Asked Questions

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