Dental Benefits

Healthcare Hospitals Dental Benefits Benchmarks

Real dental plan data from verified employers in your industry

Live Data
149Employers
140Plans
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Healthcare Hospitals Employee Benefits Overview

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 149 healthcare hospitals employers offering 140 verified benefit plans. DPPO plans are the most common (89% of employers), followed by DMO (11%). Fully-Insured funding is the predominant model, used by 78% of industry employers. Most employers offer one plan to employees (58%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

149 employers140 verified plansUpdated September 2026

Plan Type Mix

% of employers offering each

LIVE
DPPO89%
DMO11%

Plan Funding

% of employers by funding

LIVE
Fully-Insured78%
Self-Insured22%

Plans Offered

% of employers by plan count

LIVE
One Plan58%
Two Plans34%
Three or More Plans8%
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Healthcare Hospitals plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$29
$43
$70
$4352Bal
Family Deductible
$81
$130
$181
$13052Bal
Annual Maximum
$1,173
$1,662
$2,483
$1,66252Bal
Ortho Lifetime Maximum
$1,072
$1,540
$1,920
$1,54052Bal
Preventive Coverage
81%
91%
98%
91%52Bal
Basic Coverage
72%
76%
79%
76%52Bal
Major Coverage
52%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for healthcare hospitals, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV
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See What You'll Discover

Our reports reveal exactly where your plan stands, and why. Preview using sample healthcare hospitals data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Healthcare Hospitals Benefits Landscape

Industry trends and benchmarking considerations

Hospital and health system employee benefits reflect the scale and complexity of healthcare delivery organizations. Our benchmarking data shows hospitals overwhelmingly self-fund their medical plans, giving them direct control over plan design. PPO plans remain dominant in this sector, and hospitals typically offer multiple plan options to accommodate diverse workforces spanning clinical, administrative, and support roles.

Key Trends

Self-Funding Dominance

Our data shows 75%+ of hospital systems self-fund their medical plans—significantly higher than the national average across all industries.

Multiple Plan Options

Most hospital employers in our database offer three or more medical plan options, providing choice across PPO, HDHP, and sometimes HMO designs.

Competitive Contribution Rates

Despite cost pressures, hospitals generally maintain competitive employer contribution rates to attract and retain clinical talent in tight labor markets.

Benchmarking Considerations

Hospital benefits benchmarks should account for system size and type. Large integrated health systems and academic medical centers typically show different patterns than community hospitals. Use state filters to compare against regional healthcare employers.

Frequently Asked Questions

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DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
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