Dental Benefits

Colorado Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Live Data
1,138Employers
1,257Plans
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Source-verified plan dataReal plans, not surveysContinuously updated
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Employee Benefits in Colorado

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 1,138 employers in Colorado offering 1,257 verified benefit plans. DPPO plans dominate, offered by 93% of employers. Fully-Insured funding is the predominant model, used by 71% of state employers. Most employers offer one plan to employees (58%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

1,138 employers1,257 verified plansUpdated September 2026
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Colorado plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$27
$43
$71
$4352Bal
Family Deductible
$75
$136
$190
$13652Bal
Annual Maximum
$1,091
$1,604
$2,289
$1,60452Bal
Ortho Lifetime Maximum
$1,195
$1,504
$1,869
$1,50452Bal
Preventive Coverage
82%
89%
99%
89%52Bal
Basic Coverage
71%
75%
80%
75%52Bal
Major Coverage
52%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for colorado, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

LIVE
DPPO93%
DMO7%

Plan Funding

% of employers by funding

LIVE
Fully-Insured71%
Self-Insured25%
Level-Funded4%

Plans Offered

% of employers by plan count

LIVE
One Plan58%
Two Plans35%
Three or More Plans7%
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See What You'll Discover

Our reports reveal exactly where your plan stands, and why. Preview using sample Colorado data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Colorado Benefits Landscape

Regional trends and benchmarking considerations

Colorado employers compete in a market transformed by rapid population and business growth. Our benchmarking data shows Colorado benefits evolving toward more competitive offerings as technology companies and corporate relocations intensify talent competition across the state.

Key Highlights

Tech Sector Growth

Colorado's growing technology sector drives increasingly competitive benefits in our data, particularly for HDHP with HSA options.

Competitive Talent Market

Rapid growth and business relocations are raising benefits expectations across industries.

Benchmarking Considerations

Colorado benefits vary by industry. Technology employers typically show richer patterns than other sectors. Use industry filters for the most relevant comparisons.

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Frequently Asked Questions

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Detailed benchmarks, industry breakdowns, and exportable data

DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
Verified Data OnlyUpdated WeeklyExportable